Insurance

I've never been a big fan of insurance companies. Don't get me wrong, I do not take having health, life, home, auto and dental insurance for granted. What I don't like is all the red tape you have to go through if and when you have a claim. Endless phone calls, various people who don't seem to communicate with each other and on and on and on....(to my several family members who work in the insurance business, please do not take offense.)

I must say, however, that I have been pleasantly surprised with our homeowners' insurance. A few years ago we had 100% coverage for a new roof due to a wind storm that took off some of our shingles. The check came quickly and we soon had our new roof.

Recently I noticed a section of our kitchen floor near the sliding glass door was very soft and starting to rot. A handyman came out to give us an estimate and suggested we contact our insurance company...just in case. I thought it would be a long shot, but figured, what did we have to lose?

Brian's been the one in charge of making the phone calls and following up with emails and more phone calls. He's done a good job of staying on top of things, and tonight we got the call...THEY HAVE ACCEPTED OUR CLAIM AND ARE GOING TO SEND US A CHECK!!! We should be able to replace the sliding glass door and all the trim around it, fix the poor outdoor flashing that is causing the water damage, replace the rotten section of our kitchen floor and possibly redo all of the flooring in our kitchen!

We are very grateful! This is work that needs to be done, yet we didn't feel like we could afford to do a big home improvement project like this right now.

It really is an answer to prayer!